Specialist Insurance

• Women car Ins
• Over 50s
• Young Drivers
• Studen Car Ins
• Cheap Car Ins
• Short Term Ins
• Second Car Ins
• High Performance
• Modified Cars
• Eco Friendly
• Convicted Drivers
• Busines Car Ins
• New Drivers
• Insurance for Girls

Top Insurers

• Churchill
• Direct Line
• Privilege
• Norwich Union
• More Than
• eSure
• Diamond
• Sheilers Wheels
• Admiral

Car Manufacturers

• Ford Car Insurance
• Vauxhall Car Insurance
• Peugeot Car Insurance
• Volkswagen Insurance

Car Insurance for Business Use

Business Car Insurance Offers

Even though the authorities are trying to cut back on the use of cars on the roads of the UK, the business market is an area in which they are not having an awful lot of luck. As the expenses of such business car insurance arrangements are normally met by the business rather than the employee, it can be difficult to know who to target. In the majority of cases the cost is offset against the expenses and tax paid by corporate UK hence the reason why the authorities are finding business car travel a difficult market to hold back.

As everyone knows, the business world are very good at negotiating the best deals, the car insurance market is no different. In order to get the best use from the cars and the best deal for the cars there are a number of elements they can limit. A simple limiting of the number of miles the car will travel in a given period is often the first casualty, allowing a fairly drastic reduction in premiums. There is also the issue of security, who is driving – in general the more experienced the driver the less the premiums will be – as well as other sensible issues.

As there are considerations such as offering the best cover for the employee who is driving the car, covering the company against any undue expenses in the event of an accident, breakdown cover, etc, many companies will have little choice but to go for full comprehensive cover. While third party and 3rd party fire and theft will probably be available, many companies are not that keen to cut costs.

The History Of Business Insurance

Since car travel first began there has been a very active market for the business car, but it is only really since the boom years of the 1980s that we have seen the company car / business car really come to the fore. Initially governments were keen to encourage the use of company vehicles to promote business although they soon saw an avenue to raise extra taxes from the business car market – and later the business car insurance market.

As we mentioned above there has been very limited in roads into stopping the use of business vehicles, indeed so called ‘one man bands’ do not really have any choice. The market is very competitive and can often come with other forms of insurance such as personal accident, contents insurance cover (for goods which are being carried) and breakdown cover to at least try to ensure as little disruption to the running of the ‘business’ as possible.

While there are two distinct areas to the business car insurance market, the cars which are used to carry tools and the work force around and the ones which are used to attend meetings such as the financial industry, they are just as lucrative as each other.

Business Car Insurance Providers

As you could expect from an insurance sector which allows the insurance company direct access to the people running a business, there are a whole host of other services on offer including content insurance, public liability insurance, accident cover and other similar insurances are regularly cross sold to customers.

While it is impossible to list all of those involved in the business car insurance sector, you will find the likes of Norwich Union insurance (www.norwichunion), Tesco insurance (www.tesco.co.uk), Churchill insurance (www.churchill.co.uk). MoreThan insurance (www.morethan.com), Halifax Insurance (www.halifax.co.uk) and RAC insurance (www.therac.co.uk) to name but a very small selection.