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Short Term Car Insurance
Aviva Offer A Long Term Solution To Short Term Car Ins
Short Term Car Insurance Offers
As the general trend in the car insurance premiums continues to move higher, we are seeing more and more new and innovative ideas. Many people are finding that they cannot afford to even consider the top end of the market such as fully comprehensive cover, which until only a few years was well within the grasp of the masses.
This has brought in a new breed of insurance offering in the shape of short term insurance cover, something which was historically the property of those borrowing a friends car for a short period, and needing to arrange insurance cover. Now the idea has moved over into the mass market and we are seeing people insuring their car over short term periods, thereby reducing the cost, and ensuring that you are only covering your vehicle for the time which you are using it.
The insurance period in question can be anything from 1 day upwards, and can be renewed at any time. If you consider the situation where someone works away from home for long period and does not use their car, then a full year insurance premium is wasted. By only insuring for the periods of use, it is possible to drastically reduce the cost to you, while still maintaining the same level of cover. If the trend in rising insurance premiums continues then we will surely see this type of cover becoming more and more popular.
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The History Of Short Term Insurance
While the idea of short term insurance cover is nothing really new and has been around for some time, it is the manner in which many people are using it which has changed. As we mentioned above, it had been used in the past to cover periods when you may have been using someone else's car for a short period and required cover. This was something which many people took made use of where third party cover and the ability to drive other vehicles was not available.
However, this short term insurance style has come back with some force and it has saved many people substantial amounts of money. Why pay for a car which you only use periodically? Why spend good money after bad if you are not getting full use out of your vehicle?
When you take a step back and look at this style of car insurance, it was destined to make a comeback at some stage, and as well as the historic use mentioned above, there is a new use. While it can be difficult to compare these new short term insurance premium levels with the more standard yearly cover, as more competition emerges we should see further reductions in the cost.
It will be interesting to see how the UK car insurance market reacts to the new threat from a product within. If they tip the balance and continue increasing premiums then the short term option will become more attractive, something which the industry will need to adapt to, sooner rather than later.
Short Term Car Insurance Providers
While the short term insurance option will not be suitable for everyone and every occasion, it is something which the likes of Norwich Union (www.norwichunion.com), the AA (www.theaa.com), Dial Direct insurance (www.dialdirect.co.uk), Greenlight Insurance (www.greenlightinsurance) and Yes Insurance (www.yesinsurance.co.uk) can organise for you in an instant, using their online insurance quote systems or calling them direct.
You can also expect more of the well known names to join the party and advertise a service which many already operate but have not until now recognised the power of. The UK car insurance industry operates very much under a herd mentality, and where one leads the rest will follow!