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Car Insurance for Young Drivers
Young Drivers In A Spin Check Out Endsleigh
Young Drivers Car Insurance Offers
It has to be said that of all of the car insurance sectors in the UK it is the young driver sector which seems to cause so much controversy. While we hear much about 'joy riders' and younger drivers creating mayhem, it seems that all younger drivers are tarred with the same brush by the insurance industry. The cost of young driver car insurance in the UK can be enormous, often greater than the value of the car that they are looking to drive!
This has led to many younger drivers getting their parents to insure the car in their name and add the younger person as a second driver but even that has fairly limited financial benefits in the current car insurance market. Many younger drivers are being forced to opt for the cheapest of insurance on offer, 3rd party only, and ignore fully comp and 3rd party fire and theft because of the cost.
Thankfully, there are now a number of car insurance companies in the UK who are prepared to give that little extra assistance to young drivers, helping them to get mobile and onto the road. While many will complain that the premiums are still too high, they can often be a significantly lower figure than those obtain for a younger driver through a general insurance company or insurance broker.
Aviva insurance, An Old Head For Young Drivers
Young Drivers Should Start With The AA
The History Of Young Drivers Insurance
As the roads of the UK become more and more crowded with new drivers and a larger percentage of younger drivers, we have seen a substantial increase in the number of driving offences and accidents in this area. Increased legal fees and increased payouts have often made this particular group an easy target for the insurance companies looking to make a little extra profit.
This lack of direction in this particular driving group has created an opportunity for a more focused approach and seen some groups enter the younger driver car insurance market, knowing that they at the very least shave off some of the cost of the average young drivers premiums. This is one of the true growth areas of the UK car insurance market but one which has been neglected for some time.
We seem to be very keen to encourage young drivers in the UK to push themselves through the ever tougher driving test and driving theory tests, but then they all seem to be grouped under a high risk drivers sign. Thankfully with the more general UK car insurance market becoming more competitive, we have seen new focused insurance companies willing to take a little more controlled risk in the younger driver area of the car insurance market. Indeed many insurance groups are more than willing to advise new drivers about how they can reduce the cost of their insurance.
Young Drivers Car Insurance Providers
While the services are pretty much the same for younger drives as they are for the more experienced. It is worth noting a few ways in which you can help to reduce premiums if you are a younger driver. One way to reduce your premiums is to buy a smaller car while you become accustomed to the road and only have one driver named on your insurance as this will also keep the costs down. However the most sensible piece of advice is to abide by the speed regulations at all time, observe the rules of road safety and practice what you were taught when learning to drive.
However very often such other areas of insurance as home insurance, life insurance and travel insurance may not be as applicable for a 18 year old as they may for a 28 year old, although one thing which may prove useful in those early days is breakdown insurance cover something which can be a god send from the first day you start to drive unaided on the roads.
Companies such as Norwich Union car insurance (www.norwichunion.com), the AA car insurance (www.theaa.com) and Endsleigh car insurance (www.endsleigh.com) seem to be more active than most in this field.